Compare your options

Find the business payments platform that fits how money moves.

Compare platforms for taking payments, sending money, and managing business transactions. Our general picks before personalisation — your answers may change the recommendation.

Our top pick

Square

Best for: Retail and service SMBs with implementation effort high on the brief.

Sets the pace here on ease of use.
Pulls ahead on price and value.
Has an edge over much of the shortlist on payment experience.

Main compromise: Its clearest weakness is administration, security, and scalability.

A free plan and free trial are available.UK online invoice/card fees are currently 2.5% for invoice/card-on-file payments and 1.75% in person.

Visit Square

Strong alternative

Stripe

Best for: Online businesses when the brief gives extra weight to functional capability.

Leads the shortlist on administration, security, and scalability.
Pulls ahead on integration quality.
Has the clearer case on reliability.

Main compromise: Several rivals have the advantage on implementation effort.

Standard UK online card pricing is currently 1.5% + 20p for standard UK cards and 2.5% + 20p for EEA cards.

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Tell us what matters to you

Most people finish after two questions. We only ask a follow-up when one preference could meaningfully separate the closest options.

Usually 2 questions · no signup

Research-backed recommendationProduct research and recent user feedback shape the recommendation. Vendor pricing, availability and contract terms can change.

Question 1

Who is it for?

Who is the software for?

Individual / just mePersonal use, a solo business, or one primary user.Small business / teamA growing team balancing capability, simplicity, and value.Enterprise / large organisationMore complex implementation, administration, support, and scale.

Question 2

What matters most?

More capability and flexibilityDeeper capability for business payments, integrations, and room to grow.Better valueCapability per dollar without unnecessary cost or burden.Easier adoption and everyday useEase of use, a lighter implementation, and the payment experience.Best overall balanceA balanced view across reliability, value, support, usability, and capability.

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